The 2022 Covered California Open-Enrollment dates are as follows:
November 1, 2021 is the start of open enrollment, and runs through January 31, 2022.
If you enroll between November 1 and December 15, you will have a January 1, start date for your new policy. If you enroll December 16 through January 15, your start date will be February 1. The last effective date will be March 1st. That is for individuals and families who enroll January 16 through the 31st.
The above dates are for anyone enrolling during Open Enrollment. Either through the Covered California Exchange or directly. The exchange is the only way one can receive a subsidy or premium discount. If you enroll directly through an insurance company, you will not receive the subsidy even if you qualify.
Subsidy or premium discounts are determined by your household income. If your household income is above $138% and 400% or below, you may receive a premium subsidy or discount. If you are 138% or below, you or your children may be placed on a MediCal health insurance plan.